Having the right insurance policy is important to protect the potential financial losses of individuals and businesses. It can sometimes be difficult to find a policy that suits small, low-demand specialty areas that fall into the category of niche programs. Founders Insurance Agency offers insurance products tailored for these unique exposures of niche programs, providing competitively priced policies, local service relationships, and differentiated coverage features.No matter how big or small, Founders Insurance Agency will find the policy that is right for you.

Sportsman

SportsmanProtect

Personal insurance protection for Connecticut and New York sports association members. Coverage includes but is not limited to:

  • Firearms insurance – new, antique and rare
  • Historic and high value home insurance
  • Classic and vintage auto insurance
  • High value taxidermy insurance
  • High umbrella insurance limits
  • High value fly fishing equipment insurance
  • Sentimental valuable collection insurance

Benefits to the program include:

  • Participating clients may be eligible for a discount on their Connecticut home insurance through the Hanover Insurance Company.
  • Free consultation with a licensed insurance agent who understands the unique needs of the Sportsman or Sportswoman.
  • Flexible billing options for home insurance, auto insurance and umbrella insurance policies.
  • Opportunity to participate in the Sportsman Protect Referral Program.

Health Care - Personal Lines

HospitalProtect - Personal Insurance Program

Personal insurance program for employees of Charlotte Hungerford Hospital in Torrington Connecticut

Benefits to the program include:

  • Participating clients may be eligible for a discount on their Connecticut home insurance through the Travelers Insurance Company
  • Free consultation with a licensed insurance agent
  • Flexible billing options for home insurance, auto insurance and umbrella insurance policies.
  • Opportunity to participate in the Hospital Protect Referral Program.

If you are an employee of Charlotte Hungerford Hospital, please contact:

    Linda Robertson

  • Account Executive
  • 860-482-3506 ext 11606


Manufacturing

ManufacturingProtect

Custom Manufacturing Program with the following highlights:

  • Comprehensive cost containment programs
  • International exposure insurance
  • Business Interruption insurance
  • Workers' Compensation insurance
  • Intellectual property insurance
  • Pollution insurnce
  • Loss control reviews and training
  • Affordable business auto insurance solutions
  • Cyber liability insurance
  • Employment practices liability (EPLI)
  • Extensive tool and machinery insurance
  • Group health & life insurance
  • Personal home & auto insurance programs for you and your employees
  • Annual and/or semi-annual reviews



Healthcare - Commercial Lines

HealthcareProtect

Business Insurance coverage for Health Care Professionals

  • Comprehensive cost containment programs
  • Loss control reviews and training
  • Data Security Breach insurance
  • Cyber Liability insurance
  • General Libility insurance
  • Property insurance
  • Business interruption insurance
  • Crime coverage
  • Workers' Compensation insurance
  • Affordable business auto insurance solutions
  • Employment practices liability (EPLI)
  • Group health & life benefits
  • Personal home & auto programs for you and your employees.
  • Annual and/or semi-annual reviews

Fuel Oil Dealers

Founders Insurance Agency has over 25 years of experience insuring Fuel Oil Dealers in Connecticut. Program highlights inclulde:

  • Multiple insurance markets with programs designed specifically for fuel oil dealers, including HVAC installation, service and repair.
  • Comprehensive insurance policies including:
    • Property
    • General Liability
    • Workers Compensation
    • Umbrella/Excess Liability
  • Available coverages in part:
    • Terminal Access card
    • Wrong Delivery – loss of product
    • Pollution Liability – work to a heating system
    • Pollution Liability – Broad Form Automobile
    • MCS (90)
    • Automatic Fill
    • Wrong Delivery of Liquid Product
    • Blanket Additional Insured for Suppliers
    • Contractor's Equipment Tool Floater
    • Off Premises Installation Floater
  • Aggressive claims handling – no unwarranted payments.
  • Loss Prevention and Safety Programs and Materials.
  • Ancillary Programs:
    • Residential Tank Replacement for your customers
    • Residential Tank Pollution Liability for your customers
    • 24/7 Spill Reporting and management with 800#
    • Subcontractor Management including Waivers/Certificate review
    • Pre-Audit Preparation and cost Containment Programs as needed

Farming/Agriculture

We understand that every farm operation is unique. AgriProtect by Founders Insurance Agency will customize the coverages to fit your needs.

Operations Include:

  • Dairy and Cattle Farms
  • Sheep and Goat Farms
  • Horse Farms and Gentleman's Farms
  • Wholesale Nurseries
  • Wineries and Vineyards
  • Aquaculture
  • Grain, Field Crop and Vegetable Farms

Custom Coverages included but not limited to:

  • Workers Compensation
  • Excess Liability
  • Farm Dwellings,Private Structures and Household Personal Property
  • Equine Care, Custody and Control
  • Blanket and Scheduled Farm Personal Property
  • Pollutant Clean up
  • Farm Computer Coverage
  • Disruption of Farming Operations
  • Animal Mortality Coverage
  • Business and Personal Auto

Specific Equine Coverages:

Personal and business insurance protection for Connecticut and New York equestrians. Coverage includes but is not limited to:

  • Equine mortality coverage
  • Historic and high value home insurance
  • Special liability, care, custody and control coverage
  • High umbrella limits
  • Insurance for tack, trailers and other equipment
  • Sentimental valuable collections
  • Commercial farm insurance packages
  • Animal collision and Livestock coverage
  • Farrier and Horse club liability

 

     



Restaurants/Food Industry

RestaurantProtect

Custom Restaurant & Hospitality Program. Here are some of the program highlights:

  • Comprehensive cost containment programs
  • Loss control reviews and training
  • Workers’ compensation
  • Employment practices liability (EPLI)
  • Group health & life benefits
  • Business interruption coverage
  • Spoilage coverage
  • Crime coverage
  • Liquor liability
  • Affordable business auto solutions
  • Personal home & auto programs for you and your employees
  • Annual and/or semi-annual reviews

 



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Call today to set up an appointment with one of our commercial department experts for a no-obligation consultation. We promise you will be impressed by our knowledge and our customer service.

Our niche programs are custom-designed to include added coverage for your special considerations — above and beyond a typical insurance plan. Select a program on the left to learn more.